Practice AreasFORECLOSURE COUNSELING
ARIZONA HOMEOWNERS! GET EDUCATED - AND KNOW YOUR OPTIONS
Edmunds Law is offering homeowners a 1/2 hour consultation for $99.00 ($150.00 in office)!
Douglas G. Edmunds will review your documents, answer all of your questions and provide you with the information you need to make important financial decisions in difficult economic times.
If you are concerned about your home...you are not alone. Look at these approximate figures for Arizona Foreclosures:
- 2006: 1,196
- 2007: 12,000
- 2008: 50,608
- 2009: 58,000
- 2010: 65,911
There are choices. Attorney Douglas Edmunds offers homeowners a half hour phone consultation for just $99!
($150 in office) Find out answers to common questions:
- Does Arizona's Anti-deficiency law apply to me?
- Am I protected in a short sale?
- What are the tax consequences?
- When can I buy a new home?
- Can I use bankruptcy to keep my house AND eliminate my second mortgage?
Find out why THOUSANDS of homeowners have trusted us to guide them through this difficult financial market.
Don't get bullied by the bank!
BEFORE you attempt to short sell your property, modify your loan or go into foreclosure, you need to understand your deficiency rights.
What is a deficiency? In Arizona, your deficiency is the difference between the amount you owe on your property and the amount the bank gets from selling your property.
10 of the most common questions facing Arizona homeowners:
- Banks are becoming increasingly more aggressive in pursuing homeowners.
- Some are asking homeowners to sign new notes promising to pay some or all of the deficiency.
- Because of the Arizona Anti-Deficiency statute some homeowners are not legally responsible for the deficiency.
- Before you sign anything find out if you are protected.
- Does the anti-deficiency statute apply to me?
- Can I be sued and have my wages garnished?
- TAXES! Will I get a 1099-C - What does it mean?
- What are the advantages of a short sale?
- How do loan modifications actually work?
- What if they foreclose? Will they lock me out?
- Should I continue to pay my HOA fees?
- Is bankruptcy an option?
Get answers to these questions and more. By understanding your legal rights you will be better prepared to negotiate with your lender and make sound financial decisions.
Call us now at (480) 603-4988
to schedule your consultation